Finance Solutions to Help You Grow Your Business

FOR MICRO BUSINESSES

If you are a micro business your funding requirement can be met by a range of our products , We offer you to cover your requirements and create an ecosystem that will foster and support innovation, incubation and knowledge based entrepreneurship amongst the community, leading to the creation of wealth and social value through successful ventures.

KEEP SOMETHING EXTRA IN YOUR BACK POCKET

Having working capital on hand also means you have funds to create growth and make the most of any opportunities when they happen. The money is there if and when you need it, and you usually only start repayments when you’ve drawn down on it.

Unlike other more specific business finance products, working capital loans can be used for many different purposes. That’s why lenders don’t need you to tell them what you’ll be using it for.

SECURED OR UNSECURED

Some loans require collateral like your business assets, inventory or even your own home as security. However, unsecured loans are becoming increasingly available. The great thing about this is you don’t have to bet your house on your businesses success.

SHORT TERM LOANS FOR LONG TERM GOALS

Because of the short-term nature of the terms of working capital finance, interest rates and fees can be higher. At US Finance we’ll not only help you find the loan that keeps these costs down, we’ll look at your business track record to work out what you can afford to pay back. You don’t want to be paying a lot or borrowing too much. We always make sure your finance helps your growth, not hinders it.

WE CAN HELP YOUR BUSINESS

EQUIPMENT FINANCE

Equipment Finance is vital for businesses that need to get their hands on the equipment to help them grow, while still maintaining the all-important cash flow and working capital?

INDUSTRIES WE SERVE

Trading :

We provide loans to all types of trading business. Some of which are Garments, General Store , Stationery, Kirana, Petty Shop, Utensils, Furniture, Auto Parts .

Manufacturing :

We provide loans to maximum types of manufacturing business. Some of which are Cloth, Bags, Ladies/ Gents Shoes, Brass Statue, Building Hardware, Leather Products, Handicraft, Rugs and Carpets, Handicraft, Wooden Work, Steel Work.

Services :

We provide loans to all types of service industries. Some of which are CSC , Dhaba/ Hotel/ Tifin Centre / Restaurants, Sweet Shop, Tailor, Boutique, Dry Cleaners, Hair Saloon, Beauty Parlour.

Livestock :

We provide loans to buy Cattle (Indigenous/ Cross Breed Cow, Buffalo)

HOW EQUIPMENT FINANCE CAN HELP YOUR BUSINESS?

Choosing the right equipment finance gives you a lot more benefits than simply preserving your day-to-day funds:

Equipment can generate immediate income.
Repayments let you budget more accurately.
A pre-approved line-of-credit means you have money in your back pocket ready for when you need it.
Unsecured loans so you don’t have to put your house on the line.
Plus, many potential tax advantages to make the most of.

We’ll help you work out which finance is right for your business, and then we work and negotiate with the lenders on your behalf to get you the most competitive deal.

REQUIREMENTS

> Applicant must be a Micro or a Small Enterprise owner with annual business turnover between Rs 2.5 lakhs to 5 lakhs.

> Years in Business – Minimum 2 years in the same line of business and operating for 2 years in the same city.

> Financial Documents – If you do not have a formal Income Tax Return or Profit & Loss Accounts – do not worry, our Loan Officers are trained to work with a variety of documentation alternatives.

Get In Touch With Us

Use the below form to send us an online enquiry, or get in touch with us directly by calling .

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